PHASE I – Preliminary Examination

(Qualifying Nature – Marks Not Counted in Final Merit)
Total: 100 Questions | 100 Marks | 60 Minutes

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English Language (30 Questions – 20 Minutes)

Focus: Basic grammar + reading speed + vocabulary.

Topics Covered:

A. Reading Comprehension

• Short passage (banking/social topics)
• Direct & inference-based questions
• Word meaning in context

B. Cloze Test

• Context-based word filling
• Grammar + vocabulary mix

C. Error Detection

• Subject-verb agreement
• Tense errors
• Prepositions
• Articles

D. Sentence Improvement

• Grammar correction
• Logical structure

E. Para Jumbles

• Sentence rearrangement
• Logical sequence identification

F. Fill in the Blanks (Single/Double)

• Vocabulary-based
• Grammar-based

Skill Required: Fast elimination + grammar clarity.

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Numerical Ability (35 Questions – 20 Minutes)

Focus: Speed calculation + basic arithmetic.

A. Simplification & Approximation

• BODMAS
• Square/cube roots
• Percentage approximation

B. Number Series

• Missing number
• Wrong number
• Pattern recognition

C. Quadratic Equations

• Compare roots

D. Data Interpretation (Basic Level)

• Bar graph
• Pie chart
• Table
• Simple caselet

E. Arithmetic Word Problems

• Percentage
• Profit & Loss
• Average
• Ratio & Proportion
• Time & Work
• Time, Speed & Distance
• Simple & Compound Interest
• Mixture & Allegation
• Partnership

Skill Required: Accuracy under time pressure.

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Reasoning Ability (35 Questions – 20 Minutes)

Focus: Logical clarity + quick pattern solving.

A. Puzzles & Seating Arrangement

• Linear seating
• Circular seating
• Floor-based puzzles

B. Inequality

• Direct & coded

C. Syllogism

• Basic Venn diagram
• Possibility type

D. Blood Relations

• Family tree
• Coded relations

E. Direction & Distance

F. Order & Ranking

G. Alphanumeric Series

H. Coding-Decoding

Skill Required: Fast logical mapping.

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PHASE II – Main Examination

(Final Merit Based Only on This Phase)
Total: 155 Questions | 200 Marks | 120 Minutes

This stage is more knowledge-oriented and slightly analytical.

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General / Financial Awareness

(40 Questions – 50 Marks – 20 Minutes)

This is the scoring section.

A. Banking Awareness

• Types of banks
• RBI functions
• Monetary policy tools
• NPA concept
• Priority sector lending
• Banking terms

B. Financial Awareness

• Insurance basics
• Mutual funds
• Credit score
• Investment instruments
• Financial inclusion schemes

C. Economy Basics

• GDP
• Inflation
• Budget highlights
• Fiscal deficit

D. Digital Banking

• UPI
• NEFT, RTGS, IMPS
• Cyber security
• Digital payments

E. Current Affairs (Last 6 Months)

• Banking news
• RBI updates
• Government schemes
• Financial reports

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General English

(40 Questions – 40 Marks – 35 Minutes)

More comprehension-heavy than prelims.

Topics Include:

• Advanced Reading Comprehension
• Cloze Test (Moderate Level)
• Vocabulary usage
• Phrase replacement
• Para jumbles
• Sentence connectors
• Error detection (advanced grammar)

Focus: Understanding + vocabulary strength.

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Reasoning Ability

(40 Questions – 60 Marks – 35 Minutes)

More puzzle-heavy than prelims.

Includes:

• High-level seating arrangement
• Multi-variable puzzles
• Input-Output
• Logical reasoning
  • Statement & conclusion
  • Cause & effect
  • Assumption
• Data sufficiency (reasoning type)

Skill Required: Structured solving + patience.

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Quantitative Aptitude

(35 Questions – 50 Marks – 30 Minutes)

Moderate-to-high difficulty.

Topics:

• Advanced Data Interpretation
• Caselet DI
• Data sufficiency
• Arithmetic combination problems
• Probability (basic)
• Permutation & Combination (basic)
• Number system basics